COULDA, SHOULDA, WOULDA: When you fret over missed opportunities, just begin repeating the name Ronald Wayne.

This week I was reminded of Wayne, via social media. If his name vaguely rings a bell, it most likely means you happen to have known someone with a similar sounding name, not because you recall him as a co-founder of Apple Computers Inc. Yes, the Apple Inc., the most valuable company in the world, if not the known universe.